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HDFC - Home Loans

Adjustable Rate Loan RPLR: 16.75%


Loan Slab Interest Rates (% p.a.) RPLR minus Spread
Up to and including Rs.30 lacs 10.50 to 11.00 RPLR - (6.25 to 5.75)
Rs.30.01 lacs onwards 10.75 to 11.25 RPLR - (6.00 to 5.50)


Adjustable Rate Loan [Limited Period Offer]RPLR: 16.75%


Loan Slab Interest Rates (% p.a.) RPLR minus Spread
Up to and including Rs.75 lacs 10.15 to 10.65 RPLR - (6.60 to 6.10)
Rs.75.01 lacs onwards 10.50 to 11.00 RPLR - (6.25 to 5.75)


Adjustable Rate Loan [Limited Period Offer]RPLR: 16.75%


Loan Slab Interest Rates during the 2 Year Fixed Rate Term (% p.a.)* Post the Fixed Rate Term the applicable Interest Rates shall be the prevailing Rate of Interest under Adjustable Rate
Up to and including Rs.30 lacs 10.25 to 10.75 RPLR – (6.60 to 6.10)
Rs.30.01 lacs to Rs.75 lacs 10.50 to 11.00 RPLR – (6.60 to 6.10)
Rs.75.01 lacs onwards 10.50 to 11.00 RPLR – (6.25 to 5.75)


Special Features *


  • Attractive Interest Rates
  • Tenor up to 30 years
  • No Prepayment / Foreclosure charges
  • Home Loan counseling-sharing of over 30 yrs. Of Home Loan Experience.
  • Maximum Funding up to 85-80 %
  • Up to 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
  • Simple Documentation
  • Balance Transfer Facility
  • Personalized Doorstep Services.

Below is the list of documents required to process your loan application.

Documents Required for Sanction Salaried:


  • Duly filled and signed application form.
  • Passport sized photograph for the application form.
  • Salary slips for the last 3 months.
  • Copy of Form 16 and Income Tax Return for last financial year.
  • Copy of the bank statement of the Salary Account for the last 6 months and copies of statements of any other account.
  • Copy of Identity proof: Voter's ID card/Passport/PAN card/ Driving licence.
  • Copy of Residence proof: Ration card/Electricity bill/ Telephone bill).
  • Supporting documents for assets and investments.
  • Copy of property documents (in case you have selected the property)
  • Processing fees cheque drawn in favour of HDFC of Rs. 10,000 or 0.50 %( plus applicable taxes) whichever is lower for employed cases only.
  • Details of loans/ obligations from any other bank/ financial institutions (copy of the statement).

Offer limited period. Terms and condition apply
Thank you for giving us an opportunity to serve you.



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