Explore Loan Against Property Options

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Bank ROI Fee
ICICI Bank 9.00% Up to 2% of loan amount
State Bank Of India 10.90% Flat Rs 1,000 (Up to 31st March 2023)
LIC HFL 8.50% NIL
HDFC Bank 9.05% Up to 1% of loan amount (Min. Rs 7,500)
Bank of Baroda 10.35% Up to 1% (Rs 8,500 upfront-Rs 75,000)
IDFC First Bank 9.00% Up to 3% of loan amount
Union Bank 10.50% Up to 1% of loan amount
Kotak Bank 9.15% Up to 1% of loan amount
Indian bank 10.00% 1% of loan amount
Yes Bank 12.00% Up to 2% of the sanctioned loan amount (subject to minimum of Rs. 10,000)
Sundaram Finance 14.75% Up to 1% of the loan amount plus GST

Bank ROI Fee
Aadhar Housing Finance 15.00% 2% of the Loan Amount plus applicable GST
Aavas Financiers Limited 10.50% Upto 2% of the Loan Amount plus applicable GST
Aditya Birla Housing Finance 8.75% Up-to 2% of the loan amount
Aditya Birla Capital 9.75% Up-to 2% of the loan amount
AU Small Finance Bank 14.00% Up to 2% of the loan amount
Axis Bank 10.50% 1% or Rs 10,000 (whichever is higher)
Bandhan Bank 11.89% -
Bank of India 9.60% Up to 1% of loan amount
Cholamandalam 11.50% 1% of the disbursed loan amount
Federal Bank 12.60% 1% of the limit sanctioned (Min. Rs. 3,000)
HDFC Bank 9.05% Up to 1% of loan amount (Min. Rs 7,500)
Hero Housing Finance 9.50% 1% of loan amount
ICICI Bank 9.00% Up to 2% of loan amount
IDBI BANK 9.00% Up to 1% of the loan amount
Kotak Mahindra Bank 9.15% Up to 1% of loan amount
Piramal Capital Housing Finance 9.75% -
PNB Housing 8.00% nill
RBL Bank 10.50% 1.25% of loan amount + GST
Shriram Housing Finance Limited 9.50% Up to 0.50% of loan amount or Rs. 5,000  (whichever is higher)
Saraswat Bank 9.00% nill
SVC Co-Operative Bank 9.60% Up to 1% of the sanctioned loan amount
Tata Capital 9.85% Up to 2% of finance amount
Yes Bank 12.00% Up to 2% of the sanctioned loan amount
Sundaram Home Finance 14.75% Up to 1% of the loan amount + GST
DCB Bank 12.72% Upto 2% of the loan amount, subject to a minimum of Rs.10,000/
PNB Housing Finance 8.99% 2% of the loan applied for + GST
Bajaj Housing Finance 8.99% Up to 4% of loan amount
L & T Housing Finance 9.60% Up to 2% of loan amount
Fullerton Home Loan 9.50% Up to 3% of the loan amount
Standard Chartered 10.10% 0.50% + GST of the loan amount
Central Bank of India 8.90% 1.00% of sanctioned loan amount + GST, Maximum Rs.0.50 lakh.
IIFL 10.00% 0.25%  to 1% of loan amount
IndusInd Bank 9.80% Up to 2% of the loan amount
Godrej Housing Finance 9.75% Up to 3% of loan amount
Hinduja Housing Finance 13.50% Up to 1% + GST
Bank of Maharashtra 9.95% Up to 1% of loan amount
Bhagini Newedita 9.30% -
Cent Bank Home Finance Limited 9.85% 0.50% of the loan amount subject to a maximum of Rs. 20,000
CSB Home Loan 12.02% Up to 1% of loan amount
Deutsche Bank 11.75% Up to 1% of the disbursed loan amount
Easy Home Finance 14.00% Upto 2.5%
GIC Housing Finance 9.80% Up to Rs. 3,000 + GST
ICICI Home Finance 10.00% 1.00% or ₹ 11,000 (whichever is higher) or 1.50% (depending on property) of the loan amount + GST @1

Bank ROI Fee
Aadhar Housing Finance 15.00% 2% of the Loan Amount plus applicable GST
Aditya Birla Housing Finance 8.75% Up-to 2% of the loan amount
Aditya Birla Capital 9.75% Up-to 2% of the loan amount
AU Small Finance Bank 14.00% Up to 2% of the loan amount
Axis Bank 10.50% 1% or Rs 10,000 (whichever is higher)
Bandhan Bank 11.89% -
Bank of India 9.60% Up to 1% of loan amount
Cholamandalam 11.50% 1% of the disbursed loan amount
HDFC Bank 9.05% Up to 1% of loan amount (Min. Rs 7,500)
ICICI Bank 9.00% Up to 2% of loan amount
Kotak Mahindra Bank 9.15% Up to 1% of loan amount
Piramal Capital Housing Finance 10.75% -
PNB Housing 8.00% nill
RBL Bank 10.50% 1.25% of loan amount + GST
Yes Bank 12.00% Up to 2% of the sanctioned loan amount
Union Bank 10.50% Up to 1% of loan amount
Tata Capital 9.85% Up to 2% of finance amount
SVC Co-Operative Bank 9.60% Up to 1% of the sanctioned loan amount
Shriram Housing Finance Limited 9.50% Up to 0.50% of loan amount or Rs. 5,000  (whichever is higher)
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